#WeekendWisdom 079 Scammy Bank Texts

Welcome to #WeekendWisdom number 79. This week we’re going to talk about Scammy Bank Texts.

What is going on with Scammy Bank Texts?

Back in #WeekendWisdom number 25, I showed an example of a Bank of Ireland Smishing text. I show it again here and you can see it’s a link, apparently to the Bank of Ireland website, which it isn’t really.

But I’ve been made aware of another one just this week. I got a text from a friend who showed me a message they got from AIB. Again here is example of it. As you can see it’s got a link that isn’t actually a link to the AIB website. So obviously these are scam messages which you need to look out for.

Why has this become a problem?

But I suppose the thing with them is, because the banks have been doing authentication using text messages a lot more recently. I’ve been getting messages from AIB when I’m doing online purchases to verify that I am making the legitimate purchase.

These messages are spoofing the AIB number so they appear to come from AIB. They will come in the chain of text messages that you might have on your phone. So they do kinda look like they will be legitimate. But the banks do not put links on their text messages. They shouldn’t do anyway. But I haven’t seen any in the AIB ones.

The bottom line:

So texts from the bank that contain links are probably dodgy. Don’t fall for them.

So that’s it for this week. Lets be careful out there and we’ll talk to you again next week.

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