Welcome to #WeekendWisdom number 25. This week we’re going to talk about Bank of Ireland smishing scams.
This week we have seen a significant increase in smishing attempts for Bank of Ireland customers. Now if you’re not a Bank of Ireland customer you won’t fall for this.
But smishing is like phishing it’s where you receive a text message that wants you to take some action. That action will actually end up compromising you, usually the action is to click a link.
So what do Bank of Ireland Smishing Scams look like?
So here you can see an example of the type of text messages that have been going around this week. It says that your Visa card has been deactivated and that you need to click on this link to sort the issue out.
Now, if you click on the link it will take you to what looks very very much like the genuine Bank of Ireland website to login. But it’s obviously not. So once you type in your user ID and date of birth, it will then pop up something similar to this.
Where it looks to ask you for lots of personal information. Name, address, telephone number, date of birth, mothers maiden name, where you grew up, an email address and this can all be used against you, by people, they might be able to get access to your account.
They might even be cheeky enough to capture your Visa card information including the 3 digit security code. And really cheeky they even say that if you have the Verified by Visa turned on, if you say yes, that they’ll ask you for your verified by Visa card password. That way they can end up completely controlling your accounts.
Banks don’t send emails or text messages with things on them for you to click. Just ignore them.
So that’s it for this week. Let’s be careful out there and we’ll talk to you again next week.