What is going on with Scammy Bank Texts?

Back in #WeekendWisdom number 25, I showed an example of a Bank of Ireland Smishing text. I show it again here and you can see it’s a link, apparently to the Bank of Ireland website, which it isn’t really.

But I’ve been made aware of another one just this week. I got a text from a friend who showed me a message they got from AIB. Again here is example of it. As you can see it’s got a link that isn’t actually a link to the AIB website. So obviously these are scam messages which you need to look out for.

Why has this become a problem?

But I suppose the thing with them is, because the banks have been doing authentication using text messages a lot more recently. I’ve been getting messages from AIB when I’m doing online purchases to verify that I am making the legitimate purchase.

These messages are spoofing the AIB number so they appear to come from AIB. They will come in the chain of text messages that you might have on your phone. So they do kinda look like they will be legitimate. But the banks do not put links on their text messages. They shouldn’t do anyway. But I haven’t seen any in the AIB ones.

The bottom line:

So texts from the bank that contain links are probably dodgy. Don’t fall for them.

So that’s it for this week. Lets be careful out there and we’ll talk to you again next week.

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The post #WeekendWisdom 079 Scammy Bank Texts appeared first on L2 Cyber Security Solutions.

This week we have seen a significant increase in smishing attempts for Bank of Ireland customers. Now if you’re not a Bank of Ireland customer you won’t fall for this.

But smishing is like phishing it’s where you receive a text message that wants you to take some action. That action will actually end up compromising you, usually the action is to click a link.

So what do Bank of Ireland Smishing Scams look like?

So here you can see an example of the type of text messages that have been going around this week. It says that your Visa card has been deactivated and that you need to click on this link to sort the issue out.

Now, if you click on the link it will take you to what looks very very much like the genuine Bank of Ireland website to login. But it’s obviously not. So once you type in your user ID and date of birth, it will then pop up something similar to this.

Where it looks to ask you for lots of personal information. Name, address, telephone number, date of birth, mothers maiden name, where you grew up, an email address and this can all be used against you, by people, they might be able to get access to your account.

Anything else?

They might even be cheeky enough to capture your Visa card information including the 3 digit security code. And really cheeky they even say that if you have the Verified by Visa turned on, if you say yes, that they’ll ask you for your verified by Visa card password. That way they can end up completely controlling your accounts.

Banks don’t send emails or text messages with things on them for you to click. Just ignore them.

So that’s it for this week. Let’s be careful out there and we’ll talk to you again next week.

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The post #WeekendWisdom 025 Bank of Ireland Smishing Scams appeared first on L2 Cyber Security Solutions.